How to Float
Select Float as your payment method.
Choose your number of installments
Enter your card details and Float it!
Why Buy with Float?
Frequently Asked Questions
Float is a buy now pay later platform that lets you split purchases over up to 24 interest-free, fee-free monthly instalments using the available limit on your existing Visa or Mastercard credit card, without any application or credit check.
Think of it like an interest-free ‘budget facility’ – you get to enjoy your purchases today, pay for them over time and you don’t take out any extra credit to do so, either.
The benefits of Float are simple:
Float splits your purchase into easy-to-manage, bite-size monthly instalments (as opposed to charging you the full amount up-front like a regular credit card transaction). In short – we buy you all the time in the world to settle your credit card balance. This is especially useful for those BIG value purchases.
- Float never charges you interest, fees, or late fees. Ever.
- Float helps you to use your existing credit on your credit card in the best way possible, so you’re not taking on any new credit.
- The cherry on top? You still get all your rewards points for using your credit card!
Yes – keeping your information secure is a top priority for us.
Float uses a PCI DSS Level 1 certified processor (the highest level of credit card data security standards) to handle your credit card data. This means we never store your credit card details and they always remain safely and securely encrypted. Float also makes use of 3D Secure to approve your initial payment authorisation, for an added level of security.
We also fully comply with POPIA in how we handle your personal information.
You can use Float in 3 easy steps. There is no application and no credit check.
- Select Float as your payment option at checkout.
- Choose your number of instalments.
- Enter your credit card details and Float it!
No – when you use Float to make a purchase, there is no application or registration whatsoever.
Because Float uses your existing credit card, we only require your credit card details and that you have the full amount of your purchase available on your credit card. Simple as that.
Float does not impose any limits on the size of purchases – we simply work within the available limit on your credit card. The bigger your available limit, the bigger the purchase you can make!
