LayUp is a digital recurring payment solution that lets you pay for goods and services on a weekly or monthly basis.
LayUp does not charge you interest or do credit checks. Starting a payment plan is easy, with instant approval and the ability to pay over time through simple, smart instalments with no risk.

From a user perspective, some of the benefits include:

• Secure your goods now without having to pay in full.
• Paying in instalments makes purchasing more flexible with no added upfront transaction costs.
• Instalments are interest-free and can be made on a weekly or monthly basis.
• No credit checks or extensive personal information is required.

You will always be required to pay in full before receiving the goods or services. Once your payment plan is complete, Cellucity will arrange delivery of your reserved device. If you experience any delays, please contact our support team on [email protected] and one of our expert account executives will get in touch.

Select LayUp at checkout or at the point of sale and configure your payment plan. This can be split into weekly or monthly instalments to be paid on any day that you choose. Enter your details to sign up. Once you’ve signed up, you will activate your Lay-By by paying a deposit via card, cash or instant EFT. Pay online from anywhere through your own dashboard.

We’ll send timely notifications so that you stay on track. Payments are flexible which means that you can pay up sooner to receive your item ahead of the original set date. You will receive your purchase once your payment plan is complete.

Yes, it is possible! The system that LayUp has created allows you the ability to secure your purchase without having to pay the full amount upfront. You will never be charged more for the item or service than what you set out to pay.

Once you have activated a payment plan with LayUp, via card or EFT you log into your personalised customer dashboard to view, monitor and make ad hoc contribution payments at any point 24/7.

Alternatively, LayUp has fully automated the recurring billing process which will debit your account weekly or monthly. Get in touch with us to find out more at [email protected]

The monthly instalments act as payments made towards the total amount owing for the product/service that you have purchased. Depending on the terms agreed upon by you and the merchant, these instalments allow for timely incremental amounts to be made instead of paying the full amount up-front. This typically results in not having to use credit or going into unwarranted debt.

Instalment payment terms are presented to end customers for a minimum of 2 months to a maximum of 4 months. If you find yourself in a bind, contact our support team on [email protected] and we will see if it is possible to extend your payment plan up to an additional 2 months.

No, you will not be charged for late payments. The payment plan will be adjusted according to the months you have left within your payment plan.

You have 14-days to apply for a change-of-heart full refund. After 14-days you can cancel your payment plan at any time. You will receive your funds back less the non-refundable deposit.

Our maximum payment plan term is 4-month. If you are in a bind, contact our support team on [email protected] and we will look if it is possible to extend your payment plan for up to an additional 2 months.

LayUp will send you monthly reminders via email and SMS with a statement and then an invoice once the billing run has occurred. You can also log in to your dashboard to view and download your statements.

A non-refundable deposit is required to secure your goods, without having to pay in full. This doesn’t require a credit check or additional information. The deposit is included in the total price of your purchase.

If you’ve missed a payment, the amount will be rolled over and amortised over the remaining months left in your payment plan. Payments are flexible, which means that you can pay it off and get your goods sooner. If you miss two consecutive payments, your order will be automatically cancelled and you will be refunded the total less the non-refundable deposit.

To reduce the monthly instalments, you make ad hoc payments on your personalised dashboard and watch as you reach closer and closer to your goal.

LayUp accepts all valid Visa and Mastercard that have been approved for online transactions. Please contact your bank and ensure e-commerce payments have been turned on and that your limit is set high enough for the payment to go through.

Yes, it is! You would need to log in to your profile and “add card” to your already existing details. Once made the changes will be saved immediately and be updated for your next billing cycle.

Can I pay up sooner than the original payment plan set up by the merchant?

Yes, you can! LayUp is flexible and lets you shop your way. If you’d prefer to pay up sooner than the length of time that you or the merchant originally set, you can. Simply increase the amount of your instalment/s to complete your payment plan sooner.

It takes a matter of seconds to set up a profile. Once you’re on the LayUp website layup.co.za, click on the sign-up tab follow the instructions and register a profile and receive the services LayUp has on offer.