PayJustNow at Cellucity | Pay in 3 Interest-Free or Pay in 12 | Shop Now PayJustNow at Cellucity | Pay in 3 Interest-Free or Pay in 12 | Shop Now
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A smarter way to pay

Shop today. Pay your way.

Choose PayJustNow at checkout on Cellucity.co.za and split your purchase into manageable payments. Select Pay in 3 for interest-free instalments, or Pay in 12 for smaller monthly payments over more time, with interest.

Payment options are subject to PayJustNow approval, eligibility, terms and conditions.
NOW AVAILABLE Choose PayJustNow when checking out on Cellucity.co.za.
Cellucity & PayJustNow

Get the tech you need without the one-off wallop.

Whether you are replacing an essential phone, upgrading your setup or investing in premium technology, paying the full purchase price at once may not always suit your budget.

PayJustNow gives eligible Cellucity customers flexible ways to pay while completing their purchase securely through our online checkout.

Available online now.
Simply add your chosen products to your basket and select PayJustNow during checkout. We are keeping the experience broad and future-ready as additional Cellucity channels are considered.
Two flexible ways to pay

Choose the option that suits your purchase and budget.

The options shown to you at checkout depend on PayJustNow eligibility, approval and the transaction.

Interest free
3 payments
Split your purchase into three manageable instalments.
  • No interest on Pay in 3
  • Pay the first instalment when you buy
  • Remaining payments are collected according to your schedule
  • Useful for everyday devices, accessories and upgrades
Buy what you need now and spread the cost without interest.
More time to pay
12 months
Smaller monthly payments over a longer period. Interest applies.
  • Spread qualifying purchases over up to 12 months
  • Smaller monthly repayments than a short instalment plan
  • Interest and applicable costs are disclosed before confirmation
  • Ideal for premium phones, laptops, gaming and dream upgrades
Smaller payments. More time. A little interest. No one-off wallop.
Why choose PayJustNow?

More flexibility at the moment it matters.

PayJustNow lets eligible customers complete a Cellucity purchase without necessarily paying the full amount upfront.

Start shopping
3

Interest-free Pay in 3

Split qualifying purchases into three instalments without interest.

12

Pay in 12

Choose smaller payments over more time where offered. Interest applies.

Simple online process

Select PayJustNow at checkout and follow the secure prompts.

🔒

Clear before you confirm

Review the applicable payment schedule, interest and costs before proceeding.

Fast digital experience

Complete the process online without visiting a branch.

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More ways to pay

Another flexible checkout choice from Cellucity.

How to use PayJustNow

Available at checkout on Cellucity.co.za.

You do not need to complete a separate Cellucity application before shopping. Begin with your chosen product and follow the checkout journey.

Shop online

Browse Cellucity.co.za and choose the phone, tablet, laptop, wearable, accessory or other technology you want.

Add to your basket

Review your selection, delivery details and order total before continuing to checkout.

Select PayJustNow

Choose PayJustNow from the available payment methods and continue to its secure process.

Choose and confirm

Complete the required steps, review any payment option offered to you and confirm only when you are comfortable with the terms.

Ready to find your next device?

Shop online and choose PayJustNow during checkout where available.

Shop now
Where is it available?

Online today. Built for what comes next.

PayJustNow is currently available as a payment option at checkout on Cellucity.co.za. Cellucity continues to develop its payment offering, and availability through additional channels may be introduced in future.

Shop securely from anywhere.Browse online, choose your preferred device and complete the full PayJustNow journey from your phone or computer.
Frequently asked questions

What you need to know.

Does Pay in 3 charge interest?

Pay in 3 is interest free, subject to PayJustNow approval, eligibility and terms and conditions.

Does Pay in 12 charge interest?

Yes. Interest applies to Pay in 12. Any interest, fees, repayment amount and total cost applicable to an offer should be shown before you confirm it.

Where do I choose PayJustNow?

Add your products to your basket on Cellucity.co.za and select PayJustNow from the payment methods presented during checkout.

Will everyone see both payment options?

Not necessarily. Payment options are subject to eligibility, approval, transaction value and PayJustNow's assessment and terms.

Is PayJustNow available in Cellucity stores?

PayJustNow is currently promoted as available through Cellucity.co.za. Additional retail-channel availability may be introduced in future, so please check the latest information before visiting a store specifically for this payment option.

Who manages my PayJustNow payment agreement?

Your Cellucity order remains a retail purchase from Cellucity. The PayJustNow payment arrangement is managed by PayJustNow under its own terms and conditions.

Choose your tech. Choose how you pay.

Shop Cellucity online and select PayJustNow at checkout.

Shop Cellucity online

Important: PayJustNow payment options are subject to eligibility, approval, transaction requirements and PayJustNow's terms and conditions. Pay in 3 is interest free. Interest and any applicable costs apply to Pay in 12 and should be disclosed before confirmation. Cellucity is the retailer and does not make approval decisions on behalf of PayJustNow. Product availability, prices and payment-method availability may change.

Shop with PayJustNow
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