FASTA Microfinance | Flexible Device Finance | Cellucity FASTA Microfinance | Flexible Device Finance | Cellucity
Cellucity× FASTA logo
Access the credit you need

Complete your purchase today.

Sometimes replacing your phone or upgrading your device can’t wait. Cellucity has partnered with FASTA to give qualifying customers access to short-term credit through a simple online application.

Cellucity & FASTA

Your device keeps life moving.

Your phone keeps you connected. It’s how you work, manage your finances, study, navigate and stay in touch with the people who matter most.

When it’s time for a replacement or an upgrade, paying the full amount upfront isn’t always the most convenient option.

FASTA is a registered South African credit provider (NCRCP10591) that gives qualifying customers access to short-term credit through a simple online application.

If your application is approved, FASTA pays the approved funds directly into your verified bank account in real time. You simply use your bank card to complete your purchase at Cellucity, just as you would with any other transaction.

Simple to apply for. Clear from the start.
Every application is individually assessed to ensure the credit offered is affordable, appropriate and responsibly granted.

Ready to get started?

Apply online in minutes and review your offer before you accept.

Apply Now
How FASTA works

A regulated short-term loan, not traditional Buy Now Pay Later.

When you apply, you’re applying for a regulated short-term loan with FASTA.

If approved: the loan is paid directly into your bank account; you use your bank card to complete your purchase at Cellucity; your purchase remains between you and Cellucity; and your loan agreement remains between you and FASTA.

Keeping the purchase and the credit agreement separate gives you flexibility while ensuring every part of the process is simple, transparent and easy to understand.

Applying is simple

Choose your device

Visit a participating Cellucity store and choose the phone, tablet, smartwatch or accessory you’d like to purchase.

Scan the QR code

Use your mobile phone to scan the in-store QR code and begin your FASTA application.

Complete your application

Follow the guided online application on your own device and provide the identity and financial information required for assessment.

We assess your application

FASTA verifies your identity, assesses affordability and reviews your credit profile in accordance with the National Credit Act.

Review your loan offer

If approved, you’ll see your approved amount, repayment term and total cost of credit before deciding whether to accept.

Accept your DebiCheck mandate

Your bank asks you to authorise the debit order directly, helping protect both you and FASTA.

Receive your funds

Once the mandate is accepted, FASTA pays the approved funds into your verified bank account within seconds, including weekends and public holidays.

Complete your purchase

Use your bank card and the funds paid into your account to complete your purchase at Cellucity.

Finished reviewing the steps?

Start your FASTA application securely online.

Apply Now
Why customers choose FASTA

Simple, fast and transparent.

Apply online in just a few minutes.
Receive funds directly into your verified bank account.
Access funds within seconds once your DebiCheck mandate has been accepted.
See the total cost of your loan before you accept.
Apply with confidence, knowing every loan is assessed responsibly.
Flexible short-term credit
R15,000
Borrow up to R15,000, subject to approval.

Choose repayment terms of up to six months, with the approved amount, repayment term and total cost shown before you accept the offer.

Access up to R15,000

Subject to approval and affordability assessment.

Apply Now
Responsible lending comes first

Credit should fit your circumstances.

As a registered credit provider, FASTA is required to assess every application individually before granting credit.

That means FASTA verifies your identity, assesses your financial circumstances and determines what you can reasonably afford to repay.

If the requested loan may place you under financial pressure, FASTA may offer a lower amount, a different repayment term or decline the application altogether.

That’s how responsible lending should work.

Ready to choose your next device?

Visit a participating Cellucity store, choose your device and scan the in-store FASTA QR code to begin your application.

Apply Now with FASTA

Important: Credit is subject to FASTA’s approval, affordability assessment, terms and conditions. FASTA is a registered South African credit provider, NCRCP10591. Cellucity is the retailer and is not the credit provider. Your purchase agreement is with Cellucity and your loan agreement is with FASTA.

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